Asim, You are not only a colleague of Dominion Lending but also a very close and trusted advisor. Your guidance throughout our mortgage process was invaluable.
Are you self-employed in BC? Don’t let banks turn you down. We specialize in self-employed mortgages in BC using stated income. Get your approval today.
For over 10 years, we have successfully helped hundreds of self-employed people become homeowners. We know how frustrating it is when a bank rejects your application because they don’t understand your business. This is why we specialize in securing a self-employed mortgage in BC.
We know how to make your income make sense to lenders. Contact us to put our decade of experience to work for you.
Here is what you typically need for self-employed home loan eligibility:
We don’t believe in a one-size-fits-all approach. We offer several different programs for self-employed home financing that are designed for entrepreneurs.
This is our most popular program for a reason. Stated income home loans allow you to “state” a reasonable income based on your industry and business cash flow, even if your tax returns show a lower amount after write-offs. This is a powerful tool for home mortgages for self-employed individuals and contractors.
If your business is incorporated, we work with smart lenders who will “add back” certain expenses like vehicle costs or depreciation to your income. This helps them see a much truer picture of your earnings.
When the big banks just won’t budge, we have a huge network of alternative lenders for self-employed people. These private lenders in BC use common sense and are much more flexible than traditional banks.
We look beyond Line 15000 on your tax return. We know how to show lenders the true financial health of your business, whether you need a mortgage on a $150k salary or more.
Our main advantage is our direct access to dozens of lenders who actually want to work with entrepreneurs. This gives you more options and better products, from standard loans to uninsured mortgage solutions.
We want to be your long-term self-employed mortgage advisor. As your business grows and succeeds, we can help you with your next steps, including commercial mortgage services.
What our Happy Clients have to say
Asim, You are not only a colleague of Dominion Lending but also a very close and trusted advisor. Your guidance throughout our mortgage process was invaluable.
I consider Asim a thorough professional in his field. His expertise, professionalism, and dedication to finding the best mortgage solution were outstanding.
Asim and his team is the best! Very professional and always there to provide guidance. They made the entire mortgage process seamless and stress-free.
Asim is absolutely wonderful. He's very competent, knowledgeable and went above and beyond to help us secure the best rate for our home.
Asim assisted us with our very first mortgage. He answered all our questions patiently and made sure we were comfortable with every step of the process.
Asim Ali is very diligent and has the ability to complete complex mortgage applications effortlessly. Highly recommended for anyone seeking expert advice.
Asim is fabulous. He is professional, knowledgeable and well experienced. We felt completely supported from start to finish. Will definitely recommend!
Asim is very professional in his services and a very nice person to work with. He truly understands your needs and gets the best possible deal for you.
Asim and His team are amazing, professional and confident. Me and my family are so happy with the service. We highly recommend Asim to everyone!
Asim was professional and great to work with, he took the time to answer all my questions and found me the best rate available. Will use again!
My partner and I had the wonderful opportunity to work with Roopam. He made sure we understood the entire process and the mortgage was secured. Highly recommend!
Asim and his team provided exceptional support and guidance throughout the entire mortgage application process. Their expertise made the experience smooth and hassle-free.
Being your own boss should be a source of pride, not a barrier to owning a home. With the right expert on your side, you can get the mortgage you deserve. Let our team of experts secure the right self-employed mortgage in BC for you.
Here are a few common questions we get from business owners.
If you have good credit, you can get a self-employed mortgage with as little as 5-10% down. The popular stated income programs usually require 10% or more.
It can be a challenge, but it’s not impossible. Some of our lenders will consider it, especially if you have a strong history in your industry before starting your business and a good down payment.
This is a personal choice based on your comfort with risk. We can discuss the pros and cons of each and help you decide if you should lock in a variable rate mortgage based on your financial goals.
Connect with the best mortgage broker in Surrey. Get expert advice, competitive rates, and customized solutions. Contact us now.